Everything you want
to know — answered.

Concierge medicine is a healthcare model where patients pay a monthly membership fee instead of going through insurance. In return, you get a smaller practice, more access to your provider, longer appointments, and a care relationship that actually feels personal. The Golden Stethoscope operates on this model with two tiers: an MD tier with Dr. Wobbekind and an Essentials tier with our PA, Jennifer Flores.

We don't accept insurance for in-office services. Your monthly membership covers all care provided at our practice — no copays, no deductibles. That said, your insurance can still be used for medications, labs sent to outside facilities, and radiology studies. We'll help you navigate the most affordable path in any situation.

Both tiers offer the same concierge philosophy — same no-copay structure, same in-office experience, and direct communication with your provider. The key differences: the MD tier ($245/mo) gives you direct access to Dr. Wobbekind with same-day or next-day appointments and 24/7 communication including nights and weekends. The Essentials tier ($130/mo) gives you access to Jennifer Flores, P.A., with same-week appointments and business-hours communication.

We keep our patient panel small intentionally — a maximum of 400 patients per provider. Traditional insurance-based practices take on 2,000+ patients per doctor. That volume makes personalized care nearly impossible. Our limit is what makes the model work.

Your membership covers in-office visits (up to 20 per year), no copays for office visits, in-office lab draws, and a long list of free in-office procedures and tests. Communication access is available during business hours for Essentials members, and 24/7 including nights and weekends for Concierge MD members. See the full breakdown on our Services page.

We recommend keeping a high-deductible or catastrophic health plan for emergencies, hospitalizations, and specialist care. Many patients pair a concierge membership with a lower-cost plan and end up spending less overall while getting far better primary care.

MD tier members get same-day or next-day appointments. Essentials tier members can expect same-week availability. Appointments are longer than a typical doctor's office — we schedule real time to talk. You can also reach your provider by phone, text, or email for questions that don't require a visit.

In many cases, yes — HSA and FSA funds can often be used for concierge membership fees. Check with your plan administrator to confirm eligibility.

A lot of our members feel that way when they join — and then find they use the practice more than expected. When your provider is reachable, you stop letting things go. Preventive relationships are how you stay healthy.

Dr. Wobbekind is board-certified in internal medicine and handles a wide scope of primary care. When a referral makes sense, we'll make it — and prepare you well. We don't over-refer, and we never leave you navigating the system alone.

Memberships are 12-month commitments. If you cancel early, you're responsible for the remainder of your contract or the difference between care received and payments made — whichever is less. Members who cancel are welcome to re-enroll after 12 months.